Here's Something We'd All Like! (NOT)

[Ross]

http://www.msnbc.msn.com/id/5898175/?GT1=5100

[Fourth Horseman]

They're going to be real unhappy when they take a look at my logs. :lol:

[Joe Walsh]

My insurance company would think that the 'Datalogger' was corrupt because it showed WOT 75% of the time!!! :D :D :D

[Slowpoke]

actually..... I Have one of these data loggers connected to my car! It's very cool and I can keep track of all kinds of stuff. Bought it over a year ago ago posted a thread about it then ... I called it the 'poor man's dyno' or something like that.

This is how I know that my wife drives the car a lot harder than I.

[FiveO]

Progressive says it will use the data only for potential discounts and not to penalize customers whose devices reveal risky driving habits.



Riiiight....

[duhtroll]

I don't doubt they won't penalize (that would take lots more work than it would pay), but do you *really* think they will offer any kind of discount that *anyone* could qualify for?

They would only ever employ something like this if it could make them money. What they would probably do is charge higher rates up front and then when it came time for the discoutn they'd say "well, sorry , you missed it by THAT much." :shake:

-A

[Ross]

Also, it will be impossible to get a straight answer out of them as to what criteria they use to judge with. If you hit WOT once a month is that enough to keep from giving you the discount? Twice in a month? One hard braking in a month disqualify you, twice? Will you get a chance to challenge any "bad" results, like if you had to brake hard in an emergency? There is no way they can create an objective, measurable way to say that one driver is better than another with this thing. What if one guy never goes WOT or engages in hard braking, but drives drunk, or continually changes lanes unnecessarily in heavy traffic, or tailgates? The computer ain't gonna show that!

[cyclone03]

What are they going to do when they find the truth.
People who drive fast are not the drivers causing accidents.

Until they can monitor steering inputs related to throttle and brake use then tie it into video the info/data will be incomplete.

On the other hand maybe drivers with history of accidents should have to carry the baby sitter...

[RVT04]

http://www.msnbc.msn.com/id/5898175/?GT1=5100
in the early 90's the big three installed 5000 "black boxes" in several types of popular suv's to see what the actual cockpit activity was just before a rollover. the vehicles were distributed thru out the market without any knowledge to dealerships or owners. after 5 years the suvs that had been involved in rollovers were tracked by satellite and the data recovered. in 49 of the 50 states the last words spoken were "OH SH.."
but in TEXAS the unanimous reply was "hold my beer and watch this"
:lol:

[SergntMac]

actually..... I Have one of these data loggers connected to my car! It's very cool and I can keep track of all kinds of stuff. Bought it over a year ago ago posted a thread about it then...I called it the 'poor man's dyno' or something like that. This is how I know that my wife drives the car a lot harder than I.
Yep...I have one too, thanks to Slowpoke. It's a Davis "CarChip EX," and I love this thingy.

It monitors a lot about my car. Speed, RPM, water temp, intake temp, short and long term fuel trim, voltage, mileage, time clock, hard braking and acceleration, engine load, EX in, EX out...Man-oh-man, lots of 411! It's great for OTR trips, and "test and tune" projects, as well as acting as a safeguard against false claims.

Yeah...It monitors some stuff that may come to have a negative impact against me, as a driver, but at least I know what can be monitored, and therefore, predict how that may get used. It's better to know the enemy than not, and frankly, I don't care much about what others think of my logs, because I don't do anything with my MM that I feel I have to explain, or, apologize for.

If this is where the insurance industry wants to venture, we can't stop them. Under the misnomer of "safety," the insurance industry gets to peek at their risk. Truth is, the bottom line here is not about anyone's safety, it's about insurance companies calculating their financial risk, their money. I would not have any reservations about paying for my insurance based on how I drive my car, nor proving how I drive my car...As long as everyone else pays as they go? And don't go anywhere until they pay.

Just my .02C...

[Joe Walsh]

in 49 of the 50 states the last words spoken were "OH SH.."
but in TEXAS the unanimous reply was "hold my beer and watch this"
:lol:

Ya gotta love Texas!!!!
:rofl: :lol: :D :rofl:

[bigslim]

http://www.msnbc.msn.com/id/5898175/?GT1=5100
OH HELL NO!!!!!

[Fourth Horseman]

OH HELL NO!!!!!

Well said! :D

[RCSignals]

Company spokesman William Perry says use of the auto data recorder will not be mandatory for Progressive customers.

"The key thing for us regarding the privacy aspect is the program is completely voluntary. It's not imposed on anybody," he said.

Sure, do you want a discount or not? Thats what it sounds like.

The "pay as you drive" sounds interesting, and that could be done by just monitoring time in use, without monitoring all the other aspects.