Just got off the Phone with my Insurance Agent

[wchain]

Well, My insurance is going up with the MM, how high? I don't know.

The guy told me that I am going from a Symbol 8, for a 02 CVPI, to a Symbol 18 for the MM!!! He told me "Oh yeah, a 2004 Grand Marquis." :rolleyes:

I'm afraid to know how much thats gonna cost me. I'm with Texas Farm Bureau, which is supposed to be one of the better insurance companies. I was with Allstate for many years (crappy claims service but low rates), Prgoressive (good claims but high rates), and now Texas Farm bureau.

I guess I'm gonna hold my breath and see what the result is. Hopefully the insurance payment won't be higher than the car note :cool:

[SergntMac]

IMHO...In this case, being a GM is a blessing. Saftey record is high and collision experience low. Right now it's a good thing not to be a Marauderer?

[03marauder]

I'm with Progressive for insurance. I switched from a 99 Crown Vic LX to my Marauder, and my insurance only went up like 80$ a year. I didn't think that was too bad for the switch.

[Agent M79]

Mrs. Agent is a captive of the Insurance Barons and when we added my MM on it wasn't bad at all. We have multi-account discounts and all but it still would not have been too bad without.

She did note, however, that when it came up "Marauder" that there was a warning in the system cautioning that power adders would void the policy.

What's that mean? Power adder? :blink:

[DeadVic]

Wes-

C'mon man. I'm a benefits guy and I know auto insurance well cause I'm a cheap ass. call me. I'll get you the hook up as long as your driving record isn't as long as my arm.

My Rauder, the wifes Navi, and my sweeat azz Buick cost me less than $1500 a year in Houston for full coverage on all. (I'm in Montgomery County tho, so that's some of it).

Trust me, I can help you cut your rates, big time.

[cyclone03]

My insurance Co.,Nationwide,noted the engine code in the VIN and adjusted my prem.up because of it,over a GM.

[RoyLPita]

Mine went down $40 a year from my 1992 GMLS to my 1995 CVPI.

[Patrick]

Hey Wes have you tried Gieco?

[jonroe]

When I traded in my (snooze) 99 Mazda 626LXV6 for the new MM, my auto insurance premium went down $5 per 6 months. They know it's an MM not a GM. I was happy with that. I've had Allstate for 25 years with pretty good rates and with good claim service.

Jon

[Mike Poore]

Well, My insurance is going up with the MM, how high? I don't know.

The guy told me that I am going from a Symbol 8, for a 02 CVPI, to a Symbol 18 for the MM!!! He told me "Oh yeah, a 2004 Grand Marquis." :rolleyes:

I'm afraid to know how much thats gonna cost me. I'm with Texas Farm Bureau, which is supposed to be one of the better insurance companies. I was with Allstate for many years (crappy claims service but low rates), Prgoressive (good claims but high rates), and now Texas Farm bureau.

I guess I'm gonna hold my breath and see what the result is. Hopefully the insurance payment won't be higher than the car note :cool:
$48 for me, Wes, a bargain at twice the price, for the added safety and comfort, not to mention the grin factor.:)

[ckadiddle]

Well, My insurance is going up with the MM, how high? I don't know.

The guy told me that I am going from a Symbol 8, for a 02 CVPI, to a Symbol 18 for the MM!!! He told me "Oh yeah, a 2004 Grand Marquis." :rolleyes:

I'm afraid to know how much thats gonna cost me. I'm with Texas Farm Bureau, which is supposed to be one of the better insurance companies. I was with Allstate for many years (crappy claims service but low rates), Prgoressive (good claims but high rates), and now Texas Farm bureau.

I guess I'm gonna hold my breath and see what the result is. Hopefully the insurance payment won't be higher than the car note :cool:
I ahve State Farm, with a reasonably good driving record. Traded up from a 2001 Crown Vic LX to 2003 MM, insurance went up less than ten bucks a month. Not bad in my book for a newer model year with more horses.

[wchain]

I ahve State Farm, with a reasonably good driving record. Traded up from a 2001 Crown Vic LX to 2003 MM, insurance went up less than ten bucks a month. Not bad in my book for a newer model year with more horses.


We'll see what the Agent says tomorrow. Im waiting.

[bryanknie]

When I traded my 98 Lincoln Towncar that I put 90K miles on for my new 03 MM last year my insurance went down $40 every six months. I even made sure the agent was clear that it was a Marauder not a Marquis. I have Allstate.

[valkyrie]

Well, My insurance is going up with the MM, how high? I don't know.

The guy told me that I am going from a Symbol 8, for a 02 CVPI, to a Symbol 18 for the MM!!! He told me "Oh yeah, a 2004 Grand Marquis." :rolleyes:

I'm afraid to know how much thats gonna cost me. I'm with Texas Farm Bureau, which is supposed to be one of the better insurance companies. I was with Allstate for many years (crappy claims service but low rates), Prgoressive (good claims but high rates), and now Texas Farm bureau.

I guess I'm gonna hold my breath and see what the result is. Hopefully the insurance payment won't be higher than the car note :cool:


My rates after trading the Dodge Minivan remained the same.

[Rick-n-Miami]

My insurance actually went down about $30 every 6 months (Progressive) when I replaced my 2002 Grand Marquis with the Marauder. I asked why and they said it had more airbags and a "newer, safer design."

[duhtroll]

I pay less than $500/6 mo for two cars and two drivers with Progressive, whom I have heard are very competitive with rates.

Until you make a claim that is, so don't ever claim anything. :rolleyes:

I would guess any insurance co. will tear you a new one for a claim. You pay to have insurance, but then you pay more to use it. Gotta love that racket.

Ok, not. :bs:
-A

[rayjay]

The MM cost me $18 more per year than my ZX3 with AIG.

[CRUZTAKER]

From a 98 Marquis, my insurance didn't change a bit. STATEFARM. <$700/YEAR W/$250 DED.

[MM2004]

Mine went up about $90.00 p/year with Kentucky Farm Bureau. Went from a 2001 GM LSE to a 04 DTR. Has anyone checked on the anti-theft discount? Can save about 5 - 10% pending on your Insurance Company. I got it! :beer:

[Pat]

Insurance costs are a State determined cost. Although some companies like State Farm subsidize high claim cost States with revenue from low claim cost States. Regardless, the price of a policy does vary according to many factors some of which are: cost to repair, other policies with the same company, where you live, kind of car, how the car is used and who drives the car. A trip to your agent may be beneficial to see what factors are applied to your case. You may be paying for something that no longer applies, such a teen drivers or business use.

My MM in NW Louisiana is $92 per month with a 25-50-25 liablity and 250 deductable for collision, among other things, like uninsured motorist and medical.

[prchrman]

I have no ideal what I pay...

[PJR]

Switched from '02 CV Sport to '03 MM in September '04. I have Farmers of Arizona. Premium increased $120 a year.

[Marauderman]

She did note, however, that when it came up "Marauder" that there was a warning in the system cautioning that power adders would void the policy.

What's that mean? Power adder? :blink:
.............humnnnnn..."power adder"...... wonder WTF that is all about!!!
must be a new term for some in-put.eh?:lol:

[BruteForce]

Mine went from 300 something a year to 800 something a year. This was going from a paid-for liability-only 93 Nissan pickup to full coverage on an 03 MM. Not too bad considering the difference in vehicle value.

[merc406]

Mrs. Agent is a captive of the Insurance Barons and when we added my MM on it wasn't bad at all. We have multi-account discounts and all but it still would not have been too bad without.

She did note, however, that when it came up "Marauder" that there was a warning in the system cautioning that power adders would void the policy.

What's that mean? Power adder? :blink:



You pay alittle more for high perfomance parts when you declare them, and you better declare or you will be SOL if a claim happens, but :confused: void ??

[hdwrench]

my old car 01 jetta turbo diesel 90 hp... was $5 more a month than my MM for insurance.

...and it is listed as a MM not a GM on my policy

[Bigdogjim]

When I called to switch to the Marauder from a '01 F150 4X4 they knew by the vin number it was a Mauauder:confused:

Not a bad rate Liberty Mutual been with 'em 30 years:)

[Donny Carlson]

I switched to Progressive when I bought my MM because my old insurance was quoting too high. Progressive's rates were lower than the old insurance company on my Taurus, and with a lower deductible.

I recently added to my Progressive policy coverage for "additional equipment" which covers performance, appearance, and electronic equipment, up to $5,000 in value (parts only), as long as I have receipts to prove they were purchased and installed on the car. the first $1,000 is in comprehensive/collision, the remainder $4,000 is additional. It added about $15 a month to the payment.

[jgc61sr2002]

From a 2000 GM to a 2003 Marauder the insurance went down $30.00 for six months.

[BillyGman]

I have Allstate, and my premium just went up also. The agent couldn't give me any specifics about that, other than to claim that all of her customers' rates have went up. It went from $1,150 to $1,250 annualy for full coverage.

[Petrograde]

The guy told me that I am going from a Symbol 8, for a 02 CVPI, to a Symbol 18 for the MM!!!

hmm,.. Symbol 18? WTF is that? What kind of system is this? I've never heard of it.

anyone care to shed some light?

[wchain]

My agent just called me and told me that going from a 02 CVPI to the 04 MM was a symbol change from 8 to 18. And the price difference? $18.66 more per month!

What a joke. He was making it sound Like I was trying to insure a Gallardo or F360 Modena..... :rolleyes:

[Haggis]

My agent just called me and told me that going from a 02 CVPI to the 04 MM was a symbol change from 8 to 18. And the price difference? $18.66 more per month!

What a joke. He was making it sound Like I was trying to insure a Gallardo or F360 Modena..... :rolleyes:


That's better then $186.60/month. All depends where they put the decimal point.

[wchain]

That's better then $186.60/month. All depends where they put the decimal point.

I know thats right.

[Mike Poore]

I know thats right.
Dunno, Wes, $223.92 per year seems high to me. I think I'd do some shopping.:twocents:

[Kramer]

Take all the rate quotes on this thread with a grain of salt. Everyone has different levels of coverage.

Except for my motorcycle, progressive has always had some of the highest rates I have seen.

Others like nationwide, or statefarm seem reasonable until you need to make a claim...then they can be sob's.

If your driving record is clean for the last 3 years, I think Geico has the best rates.

I extended my coverage beyond what I have had in the past and paid less. With $250 deductibles.

My rate is 510ish every 6 months. A quote is available online, and you can play with the coverages to see how the rate will change.

[wchain]

Dunno, Wes, $223.92 per year seems high to me. I think I'd do some shopping.:twocents:


Yeah but look at my age.....

[rayjay]

My agent just called me and told me that going from a 02 CVPI to the 04 MM was a symbol change from 8 to 18. And the price difference? $18.66 more per month!

What a joke. He was making it sound Like I was trying to insure a Gallardo or F360 Modena..... :rolleyes:
@ $224 more per year, I'd be looking for a new insurance company.

[Petrograde]

hmm,.. Symbol 18? WTF is that? What kind of system is this? I've never heard of it.

anyone care to shed some light?

anyone?.... Bueller? .....anyone?

[AJAX]

Try nationwide the didnt rape us and when my wife was in accident had really good service and oem parts.:burnout:


Well, My insurance is going up with the MM, how high? I don't know.

The guy told me that I am going from a Symbol 8, for a 02 CVPI, to a Symbol 18 for the MM!!! He told me "Oh yeah, a 2004 Grand Marquis." :rolleyes:

I'm afraid to know how much thats gonna cost me. I'm with Texas Farm Bureau, which is supposed to be one of the better insurance companies. I was with Allstate for many years (crappy claims service but low rates), Prgoressive (good claims but high rates), and now Texas Farm bureau.

I guess I'm gonna hold my breath and see what the result is. Hopefully the insurance payment won't be higher than the car note :cool:

[SHERIFF]

My agent just called me and told me that going from a 02 CVPI to the 04 MM was a symbol change from 8 to 18. And the price difference? $18.66 more per month!

What a joke. He was making it sound Like I was trying to insure a Gallardo or F360 Modena..... :rolleyes:


You should sue him for mental anguish....... pain and suffering.... :D

[wchain]

You should sue him for mental anguish....... pain and suffering.... :D


Oh Steve,
Will you represent me?? If you can't, I'm calling Lionel Hutz....

[SHERIFF]

Johnny Cockroach will probably take the case. :)

[duhtroll]

Lionel Hutz is dead. Well, his voice is. You want Jackie Childs. (sp?)

-A


Oh Steve,
Will you represent me?? If you can't, I'm calling Lionel Hutz....

[FordNut]

hmm,.. Symbol 18? WTF is that? What kind of system is this? I've never heard of it.

anyone care to shed some light?
Check out your insurance statement. It should have the symbol on there somewhere. It is a grading system which weighs things like theft rate, performance engine, repair costs, etc. The higher symbol, the higher the insurance. The symbol generally changes with time, so next year it may drop from an 18 to a 14.

[Marauder]

My insurance only went up like $25 for 6 months when I traded the 2002 Crown Vic for the 2003 Marauder. I have Geico.

[Petrograde]

I just looked at my last statement..

this is weird,.... The '03 Marauder- Symbol 14,.... the '95 Honda Civic- Symbol 16?!

WTF?

[SHERIFF]

I just looked at my last statement..

this is weird,.... The '03 Marauder- Symbol 14,.... the '95 Honda Civic- Symbol 16?!

WTF?Because Honda is HOT on the stolen car list. :D

[Petrograde]

Because Honda is HOT on the stolen car list. :D

ah ha! I guess that makes sense. Thanks Sheriff.

[wchain]

Because Honda is HOT on the stolen car list. :D


And can be stolen with a phillips and flat head screwdriver.