Insurance Companies May Be On To Us???

[MM2004]

Long story, but my current Ins. Co. pizzed me off and I began calling around today comparing apples to apples (exact coverage) in hopes of leaving my Ins. Co. for better rates.

WRONG!

The quotes given to me today by companies A and B we more than double what I am paying now! :confused:

Company B admitted not hearing of a Marauder, but could not figure out why the MM was in a very high group rate??

The rate of the MM was in the same 'category' as a Cobra Mustang! WTF? :eek:

I am 44 years old, been with the same Ins. Co. for 12 years or better. I have every imaginable discount they offer, and am in the preferred group rate as my driving record is pristine.

The quotes I received today from companies A and B were between $600.00 and $671.00 every 6 months! In their preferred group as well.

Currently I am paying $306.00 every 6 months.

These rates are for full coverage.

Guess I'll stay pizzed off at them. And will not create too much stink as they could possibly 'adjust' the current MM rate.

I most likely will purchase a daily driver car tomorrow, and my Ins. Co. is raping me on an 8 year old car. Something about writing a new policy, and will not get the rates on this car as I do the MM because of the policy discounts over the past many years.

Hard pill to swallow that I will pay more to insure a '99 Taurus than what I am paying for a '04 MM. :shake:

Not by much; but still more.

Mike.

[FordNut]

Not sure if it's still there but Marauders were very high on the "most stolen" list for awhile.

[94_302]

Most of the time you give them your vin number. 03 Marauders have nothing in the vin to make it a different model than a Grand Marquis. 04s however do.

[ImpalaSlayer]

my man that is cheap. im paying 3500 a year

[MADRODER]

It made #3 (04 model) in 2005 in the top 10 most stolen cars...

I'm 40 yrs old and paying almost $100 a month ( no accidents or tickets)..knock on wood. Seems to me that's the going rate:(

[MERCMAN]

My '03 costs me 196.00 for 6 months. State Farm

[Bigdogjim]

In New Jersey I am paying $1,000. per year, $50.00 cheaper than when I lived in Pa. a year ago. The day I called my Insurance to get covered they KNEW it was Marauder! I remember this because the girl could not pronounce it correctly :rofl:

Had Liberty Mutual---38 years!!!!

Now New Jersey Manufactures :up:

[shawn.criswell]

I'm paying about $85 a month through Esurance (full coverage). And that's with two speeding tickets!

[KillJoy]

I have an '03. My Agent knew it was a MM. I pay about $465 / 6 Months.

I have Nationwide.

KillJoy

[RCSignals]

Most of the time you give them your vin number. 03 Marauders have nothing in the vin to make it a different model than a Grand Marquis. 04s however do.

Actually '03s do. The engine code. Ins company's figured that out right away

[hot-rauder]

i pay $300 every month for 12months a year. i am 19 though. my brother who is 23 pays $85 a month. we both however have 03 MM. one 300a and one 300b

[Cobra25]

I'm Paying $642.00 Dollars for the whole year, full coverage on My Marauder. That's $77.04 per month.

[bigmerc'03]

well in new orleans i paid 1050 every 6 months i move to georgia and my ins drops to 496 for 6 months thats like given my a 600+ dollar raise im very pleased!!!!!!!!!!!!

[OneBADLsE]

im paying $850 every 6 mos on the GM. im 24 with full coverage on Long island

[rvaldez1]

my man that is cheap. im paying 3500 a year


Dont worry, whe we get old we will get some perks too. I just cant handle the bad knees and backs that come with it.:coolman:

[Aren Jay]

That sounds weird. If I buy a second car and insure it with my Automobile club, I get a 25% discount on all my car insurance's. If I add my House insurance I get another discount of 25% to 35% off of that as well.

I used to live in a small town outside the city, and still have the mail box there, my car insurance goes through that mail box address and I get a 10% to 15% discount over the city rates.

My Subaru 04 Legacy L sedan, had insurance that was 40% more than my Marauder.

If your insurance gets to high, raise the deductable and the price will come down.

[bigmerc'03]

yeah but if u get into an accident be ready to pay that deductable so dont go to high with it

[Bluerauder]

My '03 MM insurance policy classifies the car as a performance vehicle.

[Marauder]

...The quotes I received today from companies A and B were between $600.00 and $671.00 every 6 months! In their preferred group as well.

Currently I am paying $306.00 every 6 months.

These rates are for full coverage....

You're lucky you pay those prices. Even the $600 quote is great in my eyes.

When I was in NYC, I was paying $950 every 6 months. Moving to Philly only saved me like $20 every 6 months.

I've gotten so used to paying $1800+ a year that anything less will be great!!!

[94_302]

Actually '03s do. The engine code. Ins company's figured that out right away

I could have sworn I remember reading about how the Vin is the same as a Grand Marquis but the engine code is different so it is listed as a Grand Marquis with a different engine package. However the 04 Marauders Vin is distinctly Different than the Grand Marquis.

[duhtroll]

I pay $300/year for the MM. Progressive.

[Bigdogjim]

yeah but if u get into an accident be ready to pay that deductable so dont go to high with it

Only if it is your fault:)

Be careful and do not hit anyone or thing:)

[hot-rauder]

I pay $300/year for the MM. Progressive.

i acbtget progressive. MA has locked down insurance companies and the most you will save from company to companyis $30 a year. GEICOdoesnt work either.... its a flat rate pretty much

[Drewstang]

I dropped State Farm after 10 years and paying $225 a month for the Marauder and our 02 Explorer. I went with Geico, first month was $220, next 2 months was $175, and next month it will drop to $150. We are both 26 with only a comp. claim from 2005.

[mm.owner]

Hi Everyone,

Lot of factors determine auto premiums: vehicle type and location, driver age and history...

When I told my agent I was considering shopping around for lower premiums
without losing any coverages, she said they want to keep me as a client and suggested a 'credit based policy'.

If you have a good credit rating, use it to lower your auto and homeowner premiums! They may have to issue a new policy, but your saving $$$.

Hope this works for you.

[whoskal]

I pay a little less than a $100 a month...it dropped about $50 a month right after I turned 25

[Marylandrauder]

:confused:My 04's got in on the Grand Marquis/Marauder listing and they did not list them as performance cars.

[Pat]

State Farm here in NW Louisiana charges me $98.20 per month for my MM.
That's with multicar discount, no accidents or tickets, plus all my other policies are also with them.

[Aren Jay]

When I lived in England. My 86 Mustang GT "Cobra" which I had over there, I ended up paying just liability theft and fire, that was $2000 a year. Comprehensive was $7000 a year. I was 23-24 and accident and ticket free.

When I came back after 5 years I found out I should have kept my policy going in Canada even though I wasn;t here. $25 a year would have saved me $$$$. Cancel your policy and they bump you right back up to being a new policy owner with no history. Overseas insurance doesn't count.

I knew a 18 yearold in England, he wanted to get a Cosworth but he had a couple tickets and the insurance company quoted him $35,000 a year. Car not included. He didn't have a car for years.

[Dr Caleb]

It made #3 (04 model) in 2005 in the top 10 most stolen cars...


Based on # stolen per 100,000 produced. Since slightly more then 11,000 were produced, 1 stolen = 10 per 100,000.

I think there were 4 stolen that year or something silly that you can count on both hands.

[mcb26]

Just don't go with Nationwide. With them 30 years, no claims till my 94 F150 was totaled. After talking with them for over 3 months. I got $2300 and had to pay $700 to keep the truck. The accident wasn't my fault, the other insurance company reembersed Nationwide $3700. I canceled all policies, now with ALFA.
Nationwide is on your backside

[MM2004]

For the helluvit, I called Progressive today and was quoted $660.00+ for six months coverage. :eek:

That's 3 for 3 on the $600.00 range for 6 month premiums.

The '99 Taurus I just bought this morning is $283.14 for six months, which pizzes me off to no end.

Nonetheless, I am staying where I am at!

Mike.

[RCSignals]

I could have sworn I remember reading about how the Vin is the same as a Grand Marquis but the engine code is different so it is listed as a Grand Marquis with a different engine package. However the 04 Marauders Vin is distinctly Different than the Grand Marquis.

for 2003 the body style code in the VIN is the same as a Grand Marquis LS. It's the engine code that makes it a Marauder.
For 2004 the Marauder received the body style code it should have had from the start.

[bigwillpk]

300 for 6 months........... big damn deal I pay 10x that for a year.

[CBT]

$358.77 every 6 months, and that's for full coverage on the 03 Marauder and basic crap on the 77 Corvette. That's about 59 bucks a month. And I report my tickets, too.

:uzi::bandit:

[Ken]

My '03 costs me 196.00 for 6 months. State FarmThat's about what mine cost me from StateFarm, plus I got a $26 dividend check. Final cost: $170/ 6 months

Ken

[sachez04mm]

in california am paying 215 a month thats killing me.

[shodude]

wow you poor fellas.. i'm paying about 320 a half for the marauder and i'm only 27, but the kicker is i pay 480 for the mustang. its a 95 gt.. jees. the marauder probably has more ponies then the pony. lol

[MACFORD88]

Im In Southern California And I Pay 420.00 For Six Months Full Coverage.w/farmers Ins.

[teamrope]

My ins co knew what the car was from day 1. I think RC pegged it when he said engine code for the 03.

[ckadiddle]

I moved from a 2001 crown vic LX to an 03 Marauder and the insurance with State Farm increased about 9 bucks a month. I think my advanced chronological age may have had something to do with it. You know us old farts don't drive very fast. ;)

[96DiamondVIII]

I currently pay $480/6 mos. for the Marauder, age 27, 4 insurance points on the license (2 tickets for < 10 over). Before it went up due to the tickets, which also cost me my "safe driver" credit, I was paying $300/6 mos. Not bad at all, considering. I do get a discount, albeit small, because I have both my auto and my renters' insurance with the same company. This is with Nationwide btw.


When I was in the process of buying the car last year, I called about getting the insurance transferred, and the quote they gave me was for less per month than my previous '96 Mark VIII. At that point I actually went out of my way to make sure they knew exactly what a Marauder was and that it was classified as such, since if I ever had an accident I didn't want them to try to reimburse me based on book value for a GM...

[dreydin]

pfft! cry me a river! i pay 185 a month! =P

[MarauderSM]

I hope mine wont be to high.:rasta:

I dont want that drama.:uzi:

[larryo340]

$358.77 every 6 months, and that's for full coverage on the 03 Marauder and basic crap on the 77 Corvette. That's about 59 bucks a month. And I report my tickets, too.

:uzi::bandit:
Why don't you get collecter insurance for the vette ?
Most specialty type insurance companies insure cars in process.

[hot-rauder]

again i pay $1800 every 6 months... you guys are all lucky

[jgc61sr2002]

in california am paying 215 a month thats killing me.


Welcome to the MM site.:D:welcome1:

[MarauderSM]

So the 04 is the year to own.

[MarauderSM]

Unless you want a BLUE:cool:

[MarauderSM]

Did anyone try collector's car insurance?

If so what company and what ae your restrictions if any?

[jabird56]

I am paying $738.29 for 6 months for the 03 MM, a 99 SuperDuty (Powerstroke), 05 Mariner, and a 07 camping trailer. The MM is $220.90 of the 738. The MM is also listed as a 4dr sedan... USAA is my insurance company.

[SID210SA]

My 01 Taraus was 108.00 a month and when I got the Marauder it went up 10 bucks a month but I added some coverage.....I now pay 118.00 a month for the Marauder, full coverage, towing, Mechanical breakdown. A good deal I guess.....Geico.

[2,4shofast]

Check into USAA...I have many speeding tickets and dont pay much...its worth the time to check it out.