Insurance woes....

[NOMARQUIS]

I guess they caught on over the years that we own Marauders, not Grand Marquis'. When I bought my 03 in 03, the insurance card read "2003 Mercury Grand Marquis" and the insurance was cheaper back then! I don't get it. I was 27 then, 32 now and my insurance dropped a ton when I turned 30. Anyway, I call my insurance man today and give him my vin. He says, "Woah, Hoss. You better sit down." I was sitting. I should have been sitting on the toilet, because I just about crapped myself when he told me the price. Good Grief! To insure my "new" 03 Marauder it costs almost 150.00 more every six months than it did 5 years ago when I was younger. My driving record is about the same. 1 ticket in the last 3 years. Any of you original owners experience a jump in your rates once they caught on to the "Marauder" name?

Eric

[offroadkarter]

thats dumb, what crazy insurance company are you using? My car ATM is cheap to insure right now, due to all the safety features.

[Ms. Denmark]

No problems yet.:eek:

[ELMARAUDER]

im 20 years old.my allstate insurance is $100 full coverage thats including my 1999 police inteceptor.that catch is that its under my fathers name,but im a covered driver,whhhooo hooooo

[Bradley G]

Was the one ticket you recieved in the last three years for speeding in excess of 30 mph over the posted speed limit?:D

[Marauder386]

Is cheeeeeeeeeeep for me ... fleet discount plus EVOC certification etcetera ... full coverage with 250 deductible ... CHEEEEEEEP !




:cool4:

[Bobmiddle]

Full coverage on the MM $1000 col, $500 comp, 100k 300k Liability under $75 per mo. with The Hartford. I am 30 and drive with some of the worst drivers in the US (Las Vegas Drivers SUCK)

My parents own a Body Shop in Ca. So I have never paid a deductable yet.

[Ken]

I guess they caught on over the years that we own Marauders, not Grand Marquis'. When I bought my 03 in 03, the insurance card read "2003 Mercury Grand Marquis" and the insurance was cheaper back then! I don't get it. I was 27 then, 32 now and my insurance dropped a ton when I turned 30. Anyway, I call my insurance man today and give him my vin. He says, "Woah, Hoss. You better sit down." I was sitting. I should have been sitting on the toilet, because I just about crapped myself when he told me the price. Good Grief! To insure my "new" 03 Marauder it costs almost 150.00 more every six months than it did 5 years ago when I was younger. My driving record is about the same. 1 ticket in the last 3 years. Any of you original owners experience a jump in your rates once they caught on to the "Marauder" name?

EricWhat insurance co. are you using? My StateFarm agent knew on June 26, 2002, when I purchased mine , from the VIN that my 2003 Grand Marquis was a Marauder. My premium has always been in the low $200/half yr. Last statement was for $196/half.

Very reasonable.

Ken

[Spectragod]

$300k & $500K liabilitys, $50 deduct on comp and collision, 04 MM, $266 every 6 on my last statement.

[Paul T. Casey]

I made sure they knew I had a Marauder. Wouldn't be any fun if I needed Marauder parts and got Grand Marquis parts. Seriously, to save a few bucks at the risk of being denied on a claim for willfully misrepresenting your vehicle doesn't seem to be worth it. I'm not a fan of insurance companies, but I do believe in doing the right thing.

[gohogs]

I pay more for my wife's 2001 ZX3 Focus than I do for the MM. Worse yet, the ZX3 is listed with a "performance" rating! :shake: I can't discuss this around the MM....I'm afraid it'll kick the stuffing out of the ZX3 in the middle of the night.

[justbob]

Mine was listed as a grand marquis for about a month thru state farm. They claimed i had a digit in my vin that the computer said didn't exist so it kept coming up as a gm. After numerous calls to headquarters and apparantly Mercury they were able to come up with it. And no it didn't change in price.

[Pops]

I pay more for my wife's 2001 ZX3 Focus than I do for the MM. Worse yet, the ZX3 is listed with a "performance" rating! :shake: I can't discuss this around the MM....I'm afraid it'll kick the stuffing out of the ZX3 in the middle of the night.

We had a ZX3 as a demo car here and the rates were crazy on it. They consider it a performance car!

[Cobra25]

Try calling Response Insurance Company and get a quote. It's a New England Based Direct Company 1-800-898-2886. My Policy cost on the Marauder is $321.28 for 6 months. Body Injury 100/300 K , Property damage 100 K , Basic Personal Injury Non Decuctible, Uninsured/ Underinsured Motorists Non Stacked 50/100 K , Comprehensive $1000 Ded, Collision $1000 Ded.

[TiTo35]

$300k & $500K liabilitys, $50 deduct on comp and collision, 04 MM, $266 every 6 on my last statement.

WOW :awe:

My insurance is a little less then $200 a month...
$250 coll $100 comp I can think of the number for the other stuff.

[whd507]

I'm less than $200/6 mo for 100/300/100 coverage with Farmers. they always knew it was a Marauder.

(no tickets that affect my record, and 40 yrs old. possibly the only bennie to getting older)

[Spectragod]

WOW :awe:

My insurance is a little less then $200 a month...
$250 coll $100 comp I can think of the number for the other stuff.

No tickets/crashes, 40+ YO, 5 vehicles insured plus my house, SF gives out discounts, my 05' LX Sport, I just got the statement, $316 every 6...... go figure.

State Farm bases rates on the amount of paid claims, i.e., low amount of MM's in my area (Ohio), low claims = low premium. My cargo van is the same way, it's less than $200 every 6 with the same coverages, nobody apparently fixes damaged cargo vans (because all the one's I see are beat to hell).

But, after claims from the last wind storms, apparently all rates will be going up..... so I am told.

[Aren Jay]

I'm $85 a month.

$250 deductible, 2 Million liability.

Full comprehensive/all perils minus glass.