Public adjuster

[Panther]

Good morning All.
This my be off topic but I have a concern. On Monday I have a pipe brake due to freezing as a result there was a lot of water damage. Do I get a public ajustter or is the ins ajustter good enough.

[RubberCtyRauder]

It would be adjuster. And if personal property that would be your insurance. If day it was out in the street and it caused damage then the city would be involved . Either way get your insurance agent involved.

[MOTOWN]

It would be adjuster. And if personal property that would be your insurance. If day it was out in the street and it caused damage then the city would be involved . Either way get your insurance agent involved.

Yuuuuuuuuuuuuppp exactly!

[Panther]

Yes it happen in my home and it is a bathroom pipe that froze. I was asking is it a good idea to get a public adjuster or going with my ins adjuster ok. I am thinking why pay someone 25% of what I get from the ins company. Unless they get me 25% more. I just don't want to pay out of pocket to fix the home. Any input would help thanks

[fastblackmerc]

Your insurance company should take care of it.

[Panther]

Ok sounds good thank you.

[VMARAUDER]

Insurance adjusters don't work for you. I know several people that have used public adjusters and came out just fine. Your insurance is going to try not to cover things...let the public adjuster advocate for you

[sailsmen]

I always make every effort to have the contractor or repairman meet the adjuster when the adjuster first comes out.

I have seen the both of them miss things the other catches.